Business transfers – sell side
Thinking of selling your business? Desjardins Capital can help you make your business transfer a success.
A transition plan is a bridge between the present and the future
When you partner with Desjardins Capital for your business transfer, you can count on us for the long haul. We work closely with you every step of the way, so you get the support you need before, during and after the transaction to ensure your business continues to thrive.
Through equity investments or unsecured loans, we can provide tailor-made financing solutions that are both flexible and strategic.
To give you the resources you need and ensure optimal flexibility, Desjardins Capital, through its funds under management, can also become a majority shareholder of the business for a set period of time. This option provides financial security for you while giving your successor time to get situated.
We always tailor our solutions to your financial needs and objectives.
What's the business profile Desjardins Capital is looking for?
Desjardins Capital is looking for businesses that are:
High performing, with stable returns and a strong growth outlook
Well structured and led by a competent and exacting management team that's either already in place or lined up to take over
Ambitious but realistic, with a solid, thorough business plan that's bold yet pragmatic
Competitive, with products, services or processes that deliver a clear advantage within a substantial growth market
What is equity financing?
We partner with businesses that want to use equity investments to transfer ownership.
This type of financing gives buyers more flexibility than debt-based financing options such as term loans, which often have strict repayment terms.
We understand that transferring your business won’t happen overnight.
What is an unsecured loan?
An unsecured loan is an alternative for a business that doesn't want to dilute its equity. This type of financing demonstrates Desjardins Capital's confidence in the future growth of its partner companies. With an average duration of 5 to 8 years, unsecured loans offer flexible repayment terms and are tied to company projections, rather than its existing assets.
At Desjardins Capital, we’re people too
Transferring a business is a long process. It can also be emotionally charged. Often the transaction is just a small part of a much bigger picture.
From the moment you sit down with one of our investment managers you’ll feel the reassurance of knowing that we understand how challenging it can be, both financially and personally, to transfer your business.
Patient capital: A plus for transfers
We know you need time to bring your plan to fruition. That’s why we offer “patient” capital—a medium- or long-term investment without a predetermined end date. It can be repaid according to the business’s financial ability instead of on a preset schedule. That way you have the time you need to complete your transition.
Our patient capital helps you put a succession plan in place and bring in the new owner on the best of terms. It’s a flexible solution tailored to your business and it can evolve as needed.
Why work with Desjardins Capital?
Our approach to financing is to your advantage, because we're committed to your success. As investors, we're:
With the knowledge that the steps for transfering a business can take time
We are committed to fostering innovation in tomorrow’s top businesses
We offer tailored financing solutions across Quebec
We tap into an extensive network of experts who offer sound guidance